What percentage of the reduced early retirement pension can Marina receive from Emien’s pension upon his death?

In the context of pensions, particularly defined benefit plans, the percentage of the reduced early retirement pension that a surviving spouse can receive typically reflects the design of the pension plan and any options chosen at retirement. In many pension plans, a common provision allows surviving spouses to receive a portion of the deceased member's pension benefits.

In this scenario, if Marina is receiving Emien’s pension as a survivor benefit, the plan may stipulate that she is entitled to a specific percentage upon his death. The percentage of 60% aligns with commonly found provisions in many pension plans that provide for a two-thirds or 60% survivor benefit, particularly for those who opted for a joint and survivor annuity option. This arrangement effectively ensures that if one partner passes away, the other partner still receives a significant portion of the pension income.

The other percentages listed as choices are often less typical for survivor benefits. A 30% survivor benefit would generally be considered low and may not be sufficient for surviving spouses who depend on their partner's pension for income. Meanwhile, benefits like 50% or 70% are also witnessed in some pension plans but are less common than the standard 60%. Therefore, 60% stands out as the most reasonable figure for a reduced early