Which of the following dependents is eligible for the disabled contributor's child's benefit?

To be eligible for the disabled contributor's child's benefit, a dependent must meet certain criteria established by the Canada Pension Plan (CPP). One of the key criteria is that the child must be under the age of 18 or, if 18 or older, they must be unable to earn a living due to a disability.

In this scenario, Tom is 17 years old and earns $7,000 annually. While he is earning income, his age qualifies him as a dependent under the age of 18. The benefit can be payable to children of disabled contributors regardless of their income as they approach adulthood, provided they are not yet 18. This makes Tom fitting for the criteria given that he is still a child in the eyes of the CPP provisions, allowing him to receive the benefit until he turns 18.

In contrast, Sarah, at 20 years old, has exceeded the age limit for this benefit, as eligibility typically ends when the child turns 18, unless they have a disability that affects their ability to earn a living. Lucas, being 15 and not in school, does not disqualify him from eligibility purely based on educational status, but there are no additional qualifying factors about a disability mentioned in this case. Emma, who